Category: Finance

Because Social Security is a necessary part of a comprehensive retirement income strategy, there are important considerations before choosing to claim early. Working with a financial professional is crucial in coordinating these types of benefits. Listen to the interview on the Business Innovators Radio Network:  https://businessinnovatorsradio.com/interview-with-andrew-carrillo-president-and-founder-of-barnett-capital-advisors-discussing-social-security-claiming-options/ When deciding when to claim Social Security, it is crucial to understand the impact that this decision will have on retirement. Different claiming strategies, such as delaying or changing benefits, may affect the total lifetime Social Security benefit and other aspects of retirement income.…

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Steven Lippman discusses Hybrid Life/Long-Term Care Asset Protection Plans. Listen to the interview on the Business Innovators Radio Network:   https://businessinnovatorsradio.com/interview-with-steven-a-lippman-lutcf-mba-founder-of-lippman-insurance-group-discussing-hybrid-life-long-term-care-plans/ Steven explained: “Hybrid life long-term care plans offer a range of benefits, enabling individuals to remain independent and in control of their own financial lives for as long as possible.  Additionally, hybrid plans often provide additional features such as inflation protection or waivers of premiums if health deteriorates.” Hybrid life long-term care plans are also beneficial in terms of estate planning. Providing a range of options for funding and managing…

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Stephen Ross discusses how he serves his clients by making the best decisions on term life insurance and able the new type of term life with living health benefits that can pay out while you are alive. Listen to the interview on the Business Innovators Radio Network: https://businessinnovatorsradio.com/interview-with-stephen-ross-ceo-of-ross-insurance-brokers-dave-ramsey-trusted-provider/  When making decisions about term life insurance, one must consider their current financial situation and long-term goals when selecting the right option. It’s also essential to determine how much life insurance they need to cover potential costs such as funeral expenses, medical…

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Josh Millang discusses IRA Maximization Concepts.  Listen to the interview on the Business Innovators Radio Network: https://businessinnovatorsradio.com/interview-with-josh-d-millang-president-of-retirement-protectors-discussing-ira-maximization-concepts/ Maximizing an IRA is a smart financial move that can help people build economic security for themselves and their families. There are several strategies they can use to maximize the potential of their IRA, such as contributing the maximum amount allowed by law, taking advantage of tax-deferred growth, and utilizing catch-up contributions if they’re over 50. Contributing the Maximum Amount Allowed by Law: As long as a person is below a certain income…

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On a recent episode of Megabucks Radio with Nina Hershberger, Registered Investment Advisor, Alan Porter, discussed the value of life insurance products to reduce or possibly eliminate both debt and taxes. This sets people up to have more spendable income now and in the future for a tax-free retirement.

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Career planning can be complicated and often overwhelming for many, with the career landscape constantly shifting. However, career success is attainable by taking some simple yet effective steps. Morand says, “61% of college graduates wish they had a different major. College is more expensive than ever before; plan ahead on how to pay for college without affecting your retirement planning.” Listen to the interview on the Business Innovators Radio Network: https://businessinnovatorsradio.com/interview-with-jeffrey-p-morand-rfc-registered-financial-consultant-college-funding-coach-discussing-career-planning/ Here are some top tips to help individuals plan their career aspirations: – Make sure to have a clear…

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Dominique Dieujuste discusses how to create Generational Wealth effectively.  Listen to the interview on the Business Innovators Radio Network: https://businessinnovatorsradio.com/interview-with-dominique-dieujuste-financial-professional-ceo-of-dieujuste-financial-discussing-generational-wealth/ Generational wealth is a goal many families have but often don’t know how to create. It takes dedication, commitment, and a strategy to build and maintain wealth over multiple generations. Here are some tips for creating generational wealth: Establish and Prioritize Financial Goals: The first step in creating generational wealth is establishing clear financial goals. This involves looking at short-term goals (such as retirement savings) and long-term goals (such as…

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Dominique Dieujuste discusses Key Person Business Insurance Strategies.  Listen to the interview on the Business Innovators Radio Network: https://businessinnovatorsradio.com/interview-with-dominique-dieujuste-financial-professional-ceo-of-dieujuste-financial-discussing-key-person-business-strategies/ Key Person Business Insurance Strategies are an important risk management tool for any business. This type of coverage is designed to provide financial security and help maintain business continuity in the event that a key individual is no longer able to fulfill their role within the organization or dies unexpectedly. Through this type of insurance strategy, businesses can protect themselves from the financial risks associated with the loss of a key…

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